Our Products
Financing That Fits How Your Business Actually Works.
Four products. Clear terms. No runaround. Whether you need fast capital tied to your revenue, a government-backed loan, a fixed-term advance, or a flexible credit line — we have a solution built for you.
Product 01
Merchant Cash Advance
Fast capital. Flexible repayment.
A Merchant Cash Advance gives you a lump sum of capital upfront in exchange for a percentage of your future daily sales. Repayment flexes with your revenue — when business is slower, you pay less. When it's strong, you pay more. No fixed monthly payment hanging over your head.
Ideal for
Businesses with consistent card or ACH revenue that need capital quickly — restaurants, retailers, service businesses, and more.
Key Benefits
At a Glance
At a Glance
Product 02
SBA Loan
Government-backed. Lower rates. Longer terms.
SBA loans are partially guaranteed by the U.S. Small Business Administration, which allows lenders to offer lower interest rates and longer repayment terms than conventional financing. They're one of the most affordable funding options available to small businesses — but they require more documentation and a stronger credit profile.
Ideal for
Established businesses with solid financials and credit history looking for the lowest possible cost of capital for major investments, real estate, or long-term growth.
Key Benefits
Product 03
Term Loan
Predictable payments. Defined payoff.
A Term Loan provides a fixed lump sum with a clear repayment schedule — you know exactly what you owe and when you'll be done. Ideal for businesses that want structure: planned investments, equipment purchases, expansion, or working capital with a defined end date. Faster to close than an SBA loan with less documentation required.
Ideal for
Established businesses planning a specific investment — equipment, hiring, expansion, or a large purchase — who want predictable, structured repayment without the SBA paperwork.
Key Benefits
At a Glance
At a Glance
Product 04
Line of Credit
Draw what you need. Pay only for what you use.
A Business Line of Credit gives you access to a revolving pool of capital you can draw from as needed. Unlike a lump-sum loan, you only pay interest on what you actually use. Draw funds, repay, and draw again — making it the most flexible financing tool for managing cash flow gaps, seasonal swings, or unexpected expenses.
Ideal for
Businesses that need ongoing access to capital rather than a one-time lump sum — ideal for managing cash flow, covering payroll during slow periods, or seizing time-sensitive opportunities.
Key Benefits
Eligibility
What You'll Need to Apply
We keep it simple. Most businesses qualify with just a few documents.
Time in Business
Minimum 6 months in operation
Monthly Revenue
At least $10,000/month in gross revenue
Bank Statements
4 months of recent business bank statements
Business Info
Basic business and owner information
Ready to Get Funded?
Apply in minutes. Get a decision in 24 hours. No hard credit pull.